THE PROVISION OF GENDER-BASED FINANCING SERVICES: AN EMPIRICAL ANALYSIS IN THE ALBANIAN MARKET

This study focuses on gender disparities in business and financial indicators and their impact on gender financing in the Albanian market from 2013 to 2022. Its objective is to assess how these indicators affect the provision of gender-based loans by commercial banks. The dataset used for analysis involves fixed-effects regressions at a confidence level of 95%. The findings indicate that the gender inequality index in the labor market influences both business and personal loans granted to males. Additionally, the account holder, depositors, and gender inequality index in the labor market indicators significantly influence both business and personal loans granted to females. This research offers practical insights for managing gender equality in finance.