Banks and financial services providers are increasingly delivering their services via electronic banking, also known as e-banking. Yet even though this type of delivery is now common, the degree of Read More »
Foreign exchange reserves are a means of payment in international trade in the form of foreign exchange managed by the central bank. Foreign exchange reserves in several developing countries in the Read More »
With the development of employee savings plans and privatized retirement savings schemes, people with scant knowledge of finance routinely make risky decisions with dramatic implications for their Read More »
This article examines how consumers forecast their future spare money, or “financial slack.” Although consumers generally think that both their income and expenses will rise in the future, they Read More »
People shape their lives through the decisions that they make. Whether these choices produce beneficial or detrimental outcomes for the decision maker largely depends on the decision process itself. Read More »